Understanding & Building Credit with Credit Cards

Navigating the U.S. financial system can be overwhelming—especially when it comes to credit. At ElevateHer, we guide participants through the process of understanding, applying for, and responsibly using secured credit cards to build or improve their credit history. What We Offer: Credit Education Workshops: Learn how credit works in the U.S., why it matters, and how it affects your ability to rent a home, buy a car, or even get a job. One-on-One Credit Counseling: Meet with our financial counselors to check your credit report, dispute errors, and create a plan for building credit safely. Secured Credit Card Applications: We assist participants in applying for secured credit cards—an excellent tool for those new to credit or with no credit history. Ongoing Support: Receive guidance on how to use your card wisely, make on-time payments, keep balances low, and avoid debt traps. We believe that credit is not just a number—it's a pathway to opportunity. Through our credit card education and support, women in the ElevateHer program gain the knowledge and confidence to take control of their financial futures.